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Ohio DFI
Licensing Application Examination Preparation

Ohio Mortgage Lender or Broker Licensing Application or Examination Support

Ohio has specific licensing requirements which are, at once, extremely specific and at the same time immensely general. The best way to analyze the requirements is to parse, line by line, the requirements as outlined on the NMLS Company Licensing Checklist. The single most important element in this process; the company must correctly identify the document and relate it to the explicit request. For example, if the regulator requests a business plan, you must follow their taxonomy to the letter; ​This document should be named [Company Legal Name] RM Business Plan.

Ohio Business Plan Requirement

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When the request asks for a business plan, often our customers confuse this with an actual "SBA Style" business plan, laying out the ways and means of a business, such as this one.  However this is NOT what they want. Instead, answer the questions on a single document that identifies the answers. 
​
Here is an article on this matter
OH Business Plan Sample

Ohio Business Continuity Plan

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A Business Continuity Plan is also known as a "Disaster Recovery Plan." This is part of our Information Security Plan, which makes sense because we rely on technology more than physical presence to operate our business. 

Ohio Company Staffing and Internal Policies

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This requirement is an example of how a complex requirement is oversimplified. 
  1. Internal Audit - is usually the quality control plan, but this refers to an annual quality control review, where all areas of operation are reviewed.  Print the Annual Operating Audit from the Quality Control Plan and name it "Staffing and Internal Policies - Internal Audit Plan 
  2. Schedule of all compliance issues is addressed in the Compliance Module under Compliance Officer Duties where we detail all of the Compliance Managers daily, weekly, monthly, quarterly and annual duties. Print the Schedule of Compliance Manager's Duties to *.pdf and name it "Staffing and Internal Policies - Schedule of all compliance issues"
  3. PATRIOT Act and Bank Secrecy Act Policies apply to Fraud Detection and Reporting in Quality Control.  Print the entire AML policies and procedures and name it "Staffing and Internal Policies - PATRIOT Act-Bank Secrecy Act"
  4. Information Technology is the entire IT Security, Safeguarding and FACTA Red Flags Plan. Print the entire module and name it "Staffing and Internal Policies - Information Technology."
  5. Consumer Complaint Resolution Policies are located in the Compliance Policies and Procedures Module at the end. Print this section and name it "Staffing and Internal Policies - Consumer Inquiries and Grievances."

Best Options for Compliance

Do it yourself option - Purchase the Broker Compliance Package or Lender Compliance Package, depending on your model.
Full Service option - purchase the Audit Preparation Service, which will include extracting and stacking the documents. 
Audit Prep Add-on
Includes:
Cover Memo
Individual Policies in Named PDFs
Independent Audits
Non-NMLS Training

Sold With Compliance Packages Only - we will not audit prep on others' policies
Price: $500 per state
State (add one state at a time):


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  • Home
    • Search our site
    • The CFPB and You
    • What Does a QC Plan Do?
    • Choosing the Right One
    • About Us >
      • Request Discount Code
      • About Us
      • Privacy Policy
      • Terms of Use
      • 100% Guarantee
      • Client List
    • Industry Blog
  • Single Policies
    • Single Policies
    • Free Sample Policies >
      • Free Sample Request Form
      • SAFE Act Policy
      • FREE Sample AML Plan
      • TIL-RESPA Integrated Disclosure (TRID)
      • Complaint Resolution
      • HPML Appraisal Policy
      • Social Media
      • Ability to Repay
      • E-Sign Policy
      • Loan Originator Comp
    • Disaster Recovery/Business Continuity Plan
    • Fair Lending/Fair Housing
    • Secondary Marketing-Loss Mitigation
    • Advertising
    • Anti-Money Laundering (AML/BSA/SAR) Plan
    • Appraiser Independence - Appraisal Management
    • Anti-Predatory Lending (UDAAP)
    • Vendor Management
    • Business Plan
    • MERS QA Plan
  • Modules
    • Module System
    • Mortgage Compliance Manual
    • Quality Control Options >
      • Quality Control Options
      • Lender Quality Control Plan >
        • HUD-FHA Quality Control Plan
      • Broker/Non-Del QC Plan
    • Information Security - FACTA/Red Flags & ID Theft >
      • IT/Cyber Audit
    • Origination/Production Module
    • Processing Module
    • Underwriting/Credit Policy
    • Closing/Funding/Warehouse
    • Mortgage Ops & Employee
    • Wholesale/Third Party Origination
    • Mortgage Servicing Module >
      • Mortgage Servicing
      • Mortgage Sub-Servicing
      • MERS Quality Assurance (QA)
  • Packages
    • Packages
    • Complete Mortgage Banker Package
    • Complete Correspondent Pack
    • Lender Compliance Pack
    • Broker-Non Del Compliance Pack
    • Processing Company Package
    • Anti-money laundering AML/BSA/SAR package >
      • Annual AML/BSA Audit
      • Annual AML Training
      • AML/BSA Plan
      • Free AML/BSA SAR Evaluation
    • Cyber/IT Security Audit Package >
      • Cyber Security Audit
      • IT/Cyber Security Training
      • CyberSecurity Policies
    • Advertising Audit Package
  • Services
    • Services
    • State Audit Prep >
      • State Audit Prep Package >
        • Georgia Mortgage Examination
        • Massachusetts Examination
        • Michigan Examination
        • Missouri Audit Prep
        • New York DFS License Exam
        • North Carolina NCCOB Examination
        • Ohio DFI License Examination
        • Pennsylvania Audit/Exam
        • Texas Exam Preparation
        • Washington DFI Exam
      • Annual Audit Preparation
      • State Examination System (SES) Support
      • State Examination Packages >
        • Supervisory Plan
    • Training Services >
      • Compliance Manager Training
      • AML Training
      • Social Engineering Phishing Training
      • Fair Lending Training
      • ID Theft Training FACTA
      • Cybersecurity Training GLB Safeguarding
      • Fraud Red Flag and QC Training
      • Appraiser Independence (AIR) Training
      • Privacy Act - GLB Training
      • Advertising Compliance Training
      • New Employee Training
      • RESPA Training
      • Truth-in-Lending Training
      • New York Human Rights Training
    • Knowledge Base
    • Audits/Reviews >
      • AML Audits
      • IT Security-Cyber Audits
    • Updates and Downloads >
      • Updates and Downloads
    • Warehouse Lender/Agency Approval >
      • Comergence Upload Service
    • Request Review
    • How to: Customization Services >
      • Customization Services
      • How to: Downloading Documents
      • How to: Customize Your Manual
      • Free "Generic" Customization Offer
  • Compliance Manager
    • My Compliance VP - Manager
    • Customer Portal