Mortgage Policies and Procedures

Pass State and Regulatory Exams Prove Compliance with Real-Time Updates Fast Audits with Automated Support 9600+ Customers Since 1996 - 1900+ Active Subscribers Expert Advice - Human Guidance Mortgage Compliance Systems that Pass Audits -- Without the Headache

Pass Your Next Mortgage Audit with Done-For-You Compliance Systems

Pass State and Regulatory Exams
Prove Compliance with Real-Time Updates
Fast Compliance Audits with Automated Support
9600+ Customers Since 1996 - 1900+ Active Subscribers
Expert Advice - Human Guidance
Mortgage Compliance Systems that Pass Audits — Without the Headache

Completely Customize

You get Microsoft Office compatible and editable documents, not "fill in the blanks" PDF mortgage policies and procedures manuals. In addition, unlike other content providers, we do not copyright or lock our content, so you can completely modify your product; delete, add, re-organize, publish electronically to your heart's content.

What We Provide

We provide complete Bank, Credit Union, Mortgage Banker or Mortgage Lender and Mortgage Broker/Mini-Correspondent Policies and Procedures

Compliance Management System in an easy-to-follow style
Mortgage Quality Control Plan Solution for FHA/HUD, VA, Fannie Mae (FNMA), Freddie Mac (FHLMC), USDA, CFPB
Includes Fannie Mae and Freddie Mac Pre-Funding Audit Requirements
"Fraud Red Flags" Fraud Detection and Prevention Plans
AML/BSA Plans including independent reviews and training
HUD Post-Closing AND Production Quality Control (for GNMA - Ginnie Mae lenders)
Mortgage Specific Red Flag-Identity Theft Plan for FACTA, Gramm-Leach-Bliley, and FTC Safeguards
Expertise - 9,600 customers deployed since 1996 (as of 10/30/2025)
Location in Washington, DC - fast access to HUD, FNMA, FHLMC, VA, USDA
Added Value - Each Module Contains MULTIPLE policies and procedures, not just one.

Recent Updates

We make hundreds of changes a year. Check our list of updates here.

AML Independent Reviews

Every regulator requires it - our package is a PLAN, not a policy, that you can follow. Includes Training, Review, and Plan

CyberSecurity Risk Assessments

The most COMPLETE and Common-Sense Risk Assessment! See your risks and mitigate them NOW

State Examination Preparation

Get help with a regulatory examination; policies, procedures, and reviews as well as Q&A

Regulatory Compliance Management System

Our systems of modules work together to give you a compliance management system, where you can not only have a policy but also a process by which you comply. A compliance management system has 4 pillars:

Compliance Manager - keeping records and supervising
Policies and Procedures - detailing how you comply
Training - showing employees how they need to do their jobs
Testing and Audit - periodic reviews of each function

A la carte Compliance Services

Compensation Plan Reviews
AML Audits
Cyber Security Audits
Advertising Reviews

Mortgagemanuals.com